Private credit is rapidly becoming one of the most sought-after asset classes for investors looking to generate consistent, outsized returns without relying on public markets. Unlike traditional lending from banks, private credit involves non-bank lenders—like StableYield—providing capital directly to small and mid-sized businesses. These loans are often short-term, asset-backed, and yield significantly higher than corporate bonds or CDs. As regulatory pressure on banks increases and credit demand rises among underserved businesses, private credit is filling the gap. In this article, we explore what private credit is, how it works, and why it’s seeing explosive growth across institutional and individual portfolios alike.