In today’s environment of low bond yields and economic uncertainty, many investors are reevaluating their fixed-income allocations. Traditional bonds—once a cornerstone of reliable income—now offer disappointing returns, often barely outpacing inflation. In contrast, private credit strategies like those offered by StableYield deliver fixed, contractual yields of 10–11.5% annually. This article breaks down the key differences between traditional fixed income and private credit, comparing risk, duration, liquidity, and return potential. If you’re looking to generate predictable income without riding the rollercoaster of interest rate speculation, private credit may offer a compelling alternative.