3 Reasons Self-Directed IRA Investors Are Turning to Private Credit
Self-directed IRA (SDIRA) investors are increasingly seeking alternatives to public market volatility—and private credit is rising to the top of their list. With tax-advantaged growth and the ability to earn fixed, double-digit returns, private credit offers an attractive option for long-term retirement capital. In this article, we outline the top three reasons why SDIRA holders […]
How Merchant Cash Advances Generate 20–30% Gross Returns
Merchant cash advances (MCAs) are a fast-growing niche within private credit, offering high-yield potential through short-duration, daily-remitted financing deals. These instruments provide capital to small businesses in exchange for a fixed percentage of daily revenues, creating consistent cash flow for lenders and funds. At StableYield, we pool investor capital into diversified portfolios of MCA deals […]
Why Bonds Aren’t Cutting It in Retirement Portfolios
For decades, retirees leaned on bonds to provide steady income and portfolio stability. But today’s retirees face a different reality: government and corporate bond yields are at historic lows, and rising inflation erodes purchasing power year after year. In this article, we examine why traditional bond allocations may no longer meet the needs of modern […]
Fixed Income vs. Private Credit: Where the Yields Are
In today’s environment of low bond yields and economic uncertainty, many investors are reevaluating their fixed-income allocations. Traditional bonds—once a cornerstone of reliable income—now offer disappointing returns, often barely outpacing inflation. In contrast, private credit strategies like those offered by StableYield deliver fixed, contractual yields of 10–11.5% annually. This article breaks down the key differences […]
What Is Private Credit and Why It’s Growing
Private credit is rapidly becoming one of the most sought-after asset classes for investors looking to generate consistent, outsized returns without relying on public markets. Unlike traditional lending from banks, private credit involves non-bank lenders—like StableYield—providing capital directly to small and mid-sized businesses. These loans are often short-term, asset-backed, and yield significantly higher than corporate […]
