Frequently Asked Questions

Get clear answers about our investment process, terms, risks, and how StableYield works.

General

Only accredited investors per SEC Regulation D, Rule 506(c). You must meet income, net worth, or entity-based qualifications. We verify all investors before capital is accepted.
A diversified pool of short-term private credit deals — primarily merchant cash advances and asset-backed loans to small businesses.
No. This is a private placement offering. You’re investing directly into StableYield Fixed Income Fund I, LLC under a defined term and yield agreement.

Investment Process

Request the PPM and subscription documents, verify your accredited status, choose your term, and fund your account via wire transfer.
Yes, StableYield accepts self-directed IRA (SDIRA) capital. We work with custodians like STRATA, Equity Trust, and IRA Financial.
$20,000 for all terms. You may invest more across multiple tranches or terms.
No. StableYield is passive — we handle deal flow, deployment, and reporting. You’ll receive quarterly updates and maturity alerts.

Terms & Returns

  • 12 Months → 10.39% APY
  • 24 Months → 10.99% APY
  • 36 Months → 11.49% APY

All returns are fixed and paid at maturity or upon rollover.
You’ll receive a 90-day notice window before maturity. You can redeem or roll into a new term. If no notice is given, your capital rolls into the same term again.
Depending on the structure, investors may receive a 1099-INT or K-1. Consult your tax advisor for personalized advice.
No. These are locked-term investments. Early withdrawal is not permitted except in rare, approved hardship cases.
All private credit investments involve risk. We mitigate risk through deal diversification, strict underwriting, and real-time cash flow monitoring — but capital loss is still possible.

Still Have Questions?

Schedule a 10-minute call with our investor relations team or request the offering package to learn more.