Self-directed IRA (SDIRA) investors are increasingly seeking alternatives to public market volatility—and private credit is rising to the top of their list. With tax-advantaged growth and the ability to earn fixed, double-digit returns, private credit offers an attractive option for long-term retirement capital. In this article, we outline the top three reasons why SDIRA holders are allocating to StableYield: (1) access to contractual yield outside of stocks and bonds, (2) portfolio diversification in a rising-rate environment, and (3) a passive, hands-off investment structure backed by real-economy lending. Discover how your retirement dollars can work harder through private credit.